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Category Archives: Budgeting

Challenge Week 4: Discover the Power of Savings

Developing good saving habits early can help you create a financial cushion for emergencies and reach your long-term savings goals, such as buying a more reliable car or making a down payment on a house. Putting even a small amount aside each month can quickly add up.

Challenge Week 1: Plug the Small Leaks!

Managing your money effectively starts with a thorough review of your spending habits—so that’s our first challenge! You can do your review by looking at your debit card transactions on your online bank statement or other spending records such as your check register and/or receipts. Look back over your purchases for the last few weeks… Continue Reading

6 Hacks to Help Stop Financial Procrastination in Its Tracks

Via LearnVest By Amanda Kelly -  With the start of every new year comes all of those resolutions that you’re absolutely, positively, definitely going to tackle. You’ll be better at balancing your checkbook. You’ll finally kick your retirement savings into high gear. And you’re not going to let that financial paperwork pile up again. Yet… Continue Reading

Living in (Financial) Disharmony: 4 Reasons Couples Stress about Money

Via LearnVest By Emma Miller -  Oil and water. Prints and patterns. Business and pleasure. Love and money? If you’ve ever felt like those last two things don’t mix well, you aren’t alone. In a recent survey conducted by the National Foundation for Credit Counseling (NFCC), 47% of respondents indicated that disagreeing about money was… Continue Reading

Clean Out Your Closets for Cash

Need some extra spending money? Give new meaning to “spring cleaning” this year by selling your used stuff for cash. Here’s how. Sell Online There are many places to sell your old stuff online. If you want to stay local, try Craigslist, which lets you list things in its online marketplace for free, though you’ll… Continue Reading

New Year, New You!

Ring in the New Year by making a resolution to review your finances and get your wallet back in shape. While many people tend to focus on things like diet and exercise, using the semester break to reflect on your spending habits and set a new course will yield measurable results in no time. Here… Continue Reading

Make Your Refund Last!

Your Financial Aid refund is your lifeline for out-of-pocket school expenses such as books, transportation and rent. A good portion of these dollars may come from your student loans, which you will have to repay when your graduate or leave school, so spend them wisely. The first step is to make sure this money lasts… Continue Reading

Money Rules for Back to School

Now that you’re settling in for the new term, it’s a great time to review your cash flow and make a plan to get through the semester on a full tank. Here are some tips for a smooth ride! Review your financial aid package Make sure you understand the difference between grants, which you don’t… Continue Reading

Run Your House for Less

Earning your degree while managing a family and household can be extremely challenging. There are only so many hours in a day, so sometimes we choose an easier path (like stopping for takeout), rather than one that makes more financial sense (such as making dinner at home). Rather than feel guilty about these occasional “misdemeanors,”… Continue Reading

Money Tips for Real Life

Congratulations, you’re a college graduate! With all the excitement surrounding getting your degree and trying to land your first “real” job, you may not have had time to think about how your finances will change now that you’re on your own. Navigating the jungle of personal and financial independence can be a little daunting, so… Continue Reading