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Category Archives: Budgeting

Clean Out Your Closets for Cash

Need some extra spending money? Give new meaning to “spring cleaning” this year by selling your used stuff for cash. Here’s how. Sell Online. There are many places to sell your old stuff online. If you want to stay local, try Craigslist, which lets you list things in its online marketplace for free, though you’ll… Continue Reading

New Year, New You!

Ring in the New Year by making a resolution to review your finances and get your wallet back in shape. While many people tend to focus on things like diet and exercise, using the semester break to reflect on your spending habits and set a new course will yield measurable results in no time. Here… Continue Reading

Make Your Refund Last!

Your Financial Aid refund is your lifeline for out-of-pocket school expenses such as books, transportation and rent. A good portion of these dollars may come from your student loans, which you will have to repay when your graduate or leave school, so spend them wisely. The first step is to make sure this money lasts… Continue Reading

Money Rules for Back to School

Now that you’re settling in for the new term, it’s a great time to review your cash flow and make a plan to get through the semester on a full tank. Here are some tips for a smooth ride! Review your financial aid package Make sure you understand the difference between grants, which you don’t… Continue Reading

Run Your House for Less

Earning your degree while managing a family and household can be extremely challenging. There are only so many hours in a day, so sometimes we choose an easier path (like stopping for takeout), rather than one that makes more financial sense (such as making dinner at home). Rather than feel guilty about these occasional “misdemeanors,”… Continue Reading

Money Tips for Real Life

Congratulations, you’re a college graduate! With all the excitement surrounding getting your degree and trying to land your first “real” job, you may not have had time to think about how your finances will change now that you’re on your own. Navigating the jungle of personal and financial independence can be a little daunting, so… Continue Reading

Getting (Your Finances) in Shape for Summer

Summer’s almost here! Before you hit the beach, take a few minutes to get your finances in order. Not only will you be ready to roll in the fall, you can spend your time and energy enjoying your vacation rather than worrying about bills and making ends meet. Begin by reviewing your spending habits over… Continue Reading

Challenge Week 4: Teach Me!

Some colleges and universities offer financial literacy services, events and programs such as workshops, peer to peer counseling and online courses.  This week’s challenge is to submit your ideas on how best to reach and teach college students about money management.  What format works best for you?  For example, do you prefer one-on-one, classes, special… Continue Reading

Challenge Week 1: Plug the Small Leaks!

Controlling your money flow starts with a good review of your spending habits.  So our first challenge is to take a few minutes to review your spending habits.  You can do this by looking at your debit card transactions on your online statement or other spending records such as your check register and/or receipts. Look… Continue Reading

Top Ten Freshman Money Myths

Starting college is one of the most important and exciting times of your life. Now that you’re all “checked-in,” enjoy your college experience without worrying about where your next meal will come from by chasing away these common freshman money myths: