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Category Archives: Other Tips

Clean Out Your Closets for Cash

Need some extra spending money? Give new meaning to “spring cleaning” this year by selling your used stuff for cash. Here’s how. Sell Online. There are many places to sell your old stuff online. If you want to stay local, try Craigslist, which lets you list things in its online marketplace for free, though you’ll… Continue Reading

Ready, Set—File!

April 15 is the deadline for filing your 2014 federal tax return, and for most states with an income tax, for state tax returns as well. Even if you think you don’t have to file because your income was low, you may have to file in order to get back any taxes you had withheld… Continue Reading

New Year, New You!

Ring in the New Year by making a resolution to review your finances and get your wallet back in shape. While many people tend to focus on things like diet and exercise, using the semester break to reflect on your spending habits and set a new course will yield measurable results in no time. Here… Continue Reading

Affordable DIY Gift Ideas

It’s all well and good to lament the commercialization of the holidays, but Aunt Gladys still expects something under the tree. If you’re short on cash but long on creativity, there are many easy, inexpensive ways to create a gift for your loved ones, and we’re not talking macaroni necklaces. One of the easiest, cheapest… Continue Reading

Show Your Loyalty

Chances are you have a favorite grocery, gas station, coffee shop and clothing store. When you find yourself visiting the same few stores over and over again, consider asking if they offer a loyalty card. Loyalty cards (also called rewards cards, points cards or club cards) usually look like credit cards, with a mag stripe… Continue Reading

Run Your House for Less

Earning your degree while managing a family and household can be extremely challenging. There are only so many hours in a day, so sometimes we choose an easier path (like stopping for takeout), rather than one that makes more financial sense (such as making dinner at home). Rather than feel guilty about these occasional “misdemeanors,”… Continue Reading

Money Tips for Real Life

Congratulations, you’re a college graduate! With all the excitement surrounding getting your degree and trying to land your first “real” job, you may not have had time to think about how your finances will change now that you’re on your own. Navigating the jungle of personal and financial independence can be a little daunting, so… Continue Reading

Challenge Week 4: Teach Me!

Some colleges and universities offer financial literacy services, events and programs such as workshops, peer to peer counseling and online courses.  This week’s challenge is to submit your ideas on how best to reach and teach college students about money management.  What format works best for you?  For example, do you prefer one-on-one, classes, special… Continue Reading

Helping You Stay Safe!

  Here at Higher One we are committed to safeguarding your personal and financial information, but did you know that you also play a key role in the fight against identity theft and fraud? Understand the Risks: Remember, anyone who uses the internet is a potential target for fraudsters. Here are some of the more… Continue Reading

Why Your Cable Bill Could Soon Ding Your Credit Score By Jacqui Kenyon

Via LearnVest. We’ve told you the basics of building and maintaining a high credit score—paying bills on time (every time), keeping credit utilization below 30%, making sure accounts never end up in collections, etc. Having a high credit score is crucial for your financial health, since it determines how much you’ll pay in interest for a mortgage or other loan.