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Category Archives: Other Tips

Challenge Week 3: Understanding Your Student Loan Payment

Student loans are a major financial responsibility, so be sure to keep track of how much you owe and what your likely monthly payment will be when you graduate or leave school. This week’s challenge is to estimate those monthly payments using this handy student loan payment calculator.

Walking the Thin Green Line: Why Being Wealthy Isn’t the Same as Being Rich

Via LearnVest By Amanda Kelly – Would you rather be rich or wealthy? If you’re like most people, you’re probably thinking, “What’s the difference?” Turns out it has less to do with your assets and more to do with your mind-set, claims New York Times columnist Paul Sullivan, author of “The Thin Green Line: Money… Continue Reading

Challenge Week 2: Did you know….?

Spending just 15 minutes each week thinking about your finances is a great way to increase your financial awareness, which will make you more likely to show positive money-management behaviors, such as paying your bills on time, setting aside some money for savings and staying on track toward your financial goals. For this week’s challenge,… Continue Reading

6 Hacks to Help Stop Financial Procrastination in Its Tracks

Via LearnVest By Amanda Kelly -  With the start of every new year comes all of those resolutions that you’re absolutely, positively, definitely going to tackle. You’ll be better at balancing your checkbook. You’ll finally kick your retirement savings into high gear. And you’re not going to let that financial paperwork pile up again. Yet… Continue Reading

Income-Based Repayment: What it Means For Your Student Loan

If you’ve used federal student loans to finance your education, you’ll be expected to start paying them back six months after you graduate. But if have very high student debt relative to your income, and if you meet certain criteria, you may be able pay your loan back using an income-driven loan repayment plan. There… Continue Reading

credit scores 101

As far as credit companies are concerned, you’re just a number. Your credit score, a three-digit number from 300 (bad!) to a perfect score of 850, sums up your credit worthiness, and is used by lenders to determine how much of a risk you are as a potential borrower. In other words, your credit score… Continue Reading

Finding the Perfect Internship

Finding a job is never easy, but finding a job when you have no experience can be nearly impossible. An internship—or several—can give you a valuable head start in your post-graduation job search by showing potential employers not only that you have professional experience, but that you have shown initiative and motivation in getting it…. Continue Reading

The High Cost of College Gambling

With March Madness upon us, many students’ thoughts are turned not just to watching the games, but to gambling on them. In 2013, gamblers in the United States lost a collective $119 billion, and some of that money came from college students—research shows that about 75 percent of college students gambled in the past year…. Continue Reading

Living in (Financial) Disharmony: 4 Reasons Couples Stress about Money

Via LearnVest By Emma Miller -  Oil and water. Prints and patterns. Business and pleasure. Love and money? If you’ve ever felt like those last two things don’t mix well, you aren’t alone. In a recent survey conducted by the National Foundation for Credit Counseling (NFCC), 47% of respondents indicated that disagreeing about money was… Continue Reading

Clean Out Your Closets for Cash

Need some extra spending money? Give new meaning to “spring cleaning” this year by selling your used stuff for cash. Here’s how. Sell Online There are many places to sell your old stuff online. If you want to stay local, try Craigslist, which lets you list things in its online marketplace for free, though you’ll… Continue Reading